Would you raid your retirement accounts to make a down payment on a home? Recently, I read an article about millennials taking an early withdrawal from their 401k to fund a downpayment on a home. The article went on to say that most millennials who took an early withdrawal were dissatisfied with their choice. In […]
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What is a Payday Loan and Why is it So Bad?
Is a Payday loan or cash advance loan a convenient way to get the quick cash you need? Or are they a huge ripoff you should avoid like your chain smoking aunt Tilley with the bright lipstick wanting to give you some “Christmas Sugar” when you were a kid? If you’ve been reading the CFF blog for […]
Paying Off Student Loans- How to Avoid College Debt Completely
Paying off student loans has become a huge problem in the U.S. In fact, this problem is causing financial strain for millions of us. As of the first quarter of 2018, total student loan debt now exceeds $1.5 Trillion. Ant the average U.S. household with student debt owes $47,671, according to NerdWallet’s 2018 household debt study. […]
Avoiding Financial Infidelity- Improve Your Marriage and Your Money!
According to the statistics, you probably have some level of financial infidelity going on in your marriage. Have you ever lied to your spouse about money? Do you have a bank account or credit card that your spouse doesn’t know about? In a survey done by CESI Debt Solutions, It was discovered that 20% of […]
9 Important Blogging Goals to Crush Your First Year of Blogging
Blogging can be a great way to make money online, but the vast majority of people who set out to have a money-making blog are unsuccessful. One of the main problems for many bloggers is the lack of a clear set of blogging goals to build their blog into something special. Being a successful blogger […]
The Novice Investor: What You Need to Know to Succeed
For the novice investor, successful investing takes attention and commitment. Strategized investments can be a rewarding way to build wealth and meet realistic financial goals. However, they are not the exclusive terrain of the mega-rich. Nor are they a fool-proof way to get-rich-quick. Common mistakes made by novice investors include opting for low-potential/low-return cash investments […]