One question I hear quite often from readers who are getting out of debt: “Which should I do first, save for retirement or pay off debt?” It’s a common question that leaves a lot of people confused. There is plenty information available on the subject. But no clear consensus about the best way to proceed […]
Manage Money
5 Easy Ways to Save Money at the Grocery Store Without Using Coupons
Saving money at the grocery store is a great way to use your money more efficiently. Most experts (me included) recommend that your food budget should be between 5-15% of your take home pay. This includes groceries and eating out combined. My family and I typically stay within that range, and we don’t feel deprived […]
Rewards Cards vs. Paying Cash- Which One is Better?
Most of you know by now that I’m a huge advocate of using cash only when it comes to financing your lifestyle. Of course, that means using the green stuff or a debit card. But as I interact with readers here on the blog and commenters on some of my Facebook posts, I’m finding that […]
15 Ways to Prevent Online Fraud and Identity Theft
Online fraud and identity theft are huge problems. Hackers are everywhere. From the lone individual in his parent’s basement to state sponsored hackers from Russia and China, it’s only getting worse. Like it or not, online fraud and identity theft are problems most all of us will have to experience at one time or another. […]
7 Epic Ways to Accelerate Your Savings and Build Wealth
Most Americans are saving very little money, if any at all. I know my savings was hit hard during the Great Recession a few years ago. During that time, my income was cut almost in half due to several factors. On top of that, we were also paying cash for my wife’s bachelor’s and master’s […]
How to Pay Cash For Your Next Car- Even On a Low Income
Let’s face it, cars are expensive. Most of us need at least one car, and if you have a family, sometimes it can be hard to get by unless you have two. But when you have a low income, buying and maintaining vehicles can put a huge dent in your budget. In this article I’ll […]
