Can you really live without credit cards and still live like a normal person? Well, yes and no. You can live without using credit cards, but you certainly won’t be a normal person if you do, and that’s a good thing. Think about it, the average family has over $15,000 in credit card debt. When […]
Debt
Mobile Payments – The Good and Bad of Paying With Your Cell Phone
Mobile payments are the future of paying for your stuff, and that future is fast approaching. With apps for the Android and Apple platforms, using mobile payments for most transactions is starting to become more mainstream. They will eventually change the way most of us spend money on a daily basis. So is this a good […]
When You’re Going Through Hell, Don’t Stop! 8 Ways to Overcome Difficult Circumstances
“If you’re going through hell, don’t stop”. I’ve heard this quote, attributed to Winston Churchill, probably a million times, and I believe it’s excellent advice. I’ve used this advice through a few difficult circumstances in my life, some of them worse than others. I bet you have too. From losing my dad to Alzheimer’s, to […]
Don’t Manage Your Debt, Eliminate It For Good
Being a personal finance blogger and a money geek, I like to read personal finance blogs, watch shows about money, and read tons of books on money, business, and finance. I even listen to podcasts and radio shows about money when I get a chance. Most of the personal finance experts I listen to are […]
Why Debt Consolidation Doesn’t Work and What Actually Does
Debt consolidation is a big business in the U.S. Many people believe it’s a great tool to use for getting out of debt. But is consolidating your debt really a good option for people who really need a solution for getting rid of debt for good? In this article, I’ll show you exactly what […]
More is Not Always Better- 6 Ways Debt Limits You Financially
In this blog I almost always advocate that having more is always better. More money, more from your career, more from your relationships, and more from life in general are all good things. But since this blog is primarily focused on getting out of debt and living a debt free lifestyle, there is obviously one […]
